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Asheville Real Estate Mortgage Information Center

              NC Real Estate Home Mortgage Library Center

Asheville Real Estate Mortgage Center: Types of LoansHere in the Mortgage Center is a library of all kinds of great information provided for those anticipating buying Real Estate in Asheville North Carolina, including mortgage quote centers, mortgage glossary, a number of handy calculators, check lists of mortgage applications, different mortgage lenders, title insurance programs, a host of mortgage based articles, as well as the policies of obtaining mortgage quotes, etc.  Remember, you are the customer... shopping for the best rates and service is your right!  

Let me, Kathleen Blanchette, a Licensed Real Estate Broker and Realtor help you through this process by calling me at your earliest convenience.

button  Introduction to Real Estate Mortgages:

Quickly learn about today's Mortgages.  Take a course in Mortgage 101 for beginners and in no time you'll see your way out of the bushes!  Find out up to the minute Mortgage information, learn about Mortgage terms, differences between types of loans and more! Just Click on the links below:
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       button Mortgage Quotes Center  

button Which Loan Is Right For You?

       button Daily Market Commentary      

button Mortgage Glossary - a neat list of most of the terms that are used by bankers and mortgage lenders in the industry

       button Payment Calculators               

button  Pre-Qualifying Calculator:

Quickly determine an estimated monthly mortgage you can afford.

button  Mortgage Calculators:

We offer a bevy of Mortgage and Mortgage related type of automatic calculators that surely will satisfy every need in quickly and correctly being able to calculate out your expected monthly payments. 

button Premium Mortgage Calculator #1:  This calculator dynamically draws amortization charts and graphs of your mortgage payments.

button Premium Mortgage Calculator #2:  This calculator features exquisite detailed amortization results with full and easy to understand explanations.

button Premium Mortgage Calculators #3:  These calculators feature a dynamic and interactive array of 10 types of mortgage calculators.

button Premium Financial Ratios:  

button  GO HERE for Mortgage Rates & Quotes:

The latest, up to the minute mortgage information, providing continuously updated rates from hundreds of lenders nationwide, covering over 120 different loan programs, or use the handy widget below to discover mortgage possibilities from trusted local lenders:

 

Today's Mortgage Rates

button  Repayment Calculator:

Calculate out how much interest your loan will cost you over different repayment schedules, interest rates, and principles, according to the type of loan you have secured.
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button  Types of Mortgages:

Just go here for and overview of the most common mortgages and definitions, as well as here for much a more detailed list as to the definition of most current mortgage types.  Ask Your lender about others are available to you, as this field is ever-changing and expanding.

button  APR: Annual Percentage Rate on Mortgages:

The APR of your mortgage loan is much different than the interest rate quoted to you. Learn what the APR is, how to determine what the likely APR will be for your loan using a mortgage calculator and learn how to make decisions about the right loan for you.

button  Mortgage - Discount Points:

Understanding discount points is an important part of buying a home. You need to use a mortgage calculator to determine just how much money you will save if you pay points up front. You should also see just how much you should invest in doing this.

button  Mortgage - Refinancing Questions:

Refinancing is often an opportunity to save money. It can also cost you too much and not be worth your time. Here, we show you how to use a mortgage calculator to determine if in fact refinancing is the best thing for you and just how much money you can save.

button  Mortgage - Repayment Schedules:

Paying down your mortgage is one of the most important things that you need to do.  The fact is that making a commitment to repay your mortgage in 10, 20 or 30 years, is a good choice.  But, what if you could cut down that time considerably?  Perhaps you could even knock years off of your loan by just making one extra payment per year.  You may be one that is thinking that you can not afford to do this.  Chances are good, though, that you can do it without even realizing it.

button  Mortgage - BiWeekly Payment Plans:

A Bi-weekly mortgage repayment plan is one of the best tools available to most people that have a mortgage.  Today, lenders are offering this type of plan because of the demand for it and because it helps to create a steady repayment method for them, with less risk of default.  The benefit to you, the homeowner is quite simple.  With this payment plan, you can save thousands of dollars on your mortgage loan and you can find the benefits of reducing the time that you have to repay your loan.  You can see the benefits right now with the help of a mortgage calculator.

button  Mortgage - Interest Only Plans:

Interest only mortgages are just what they sound like.  Here, you will pay for your loan in terms of just interest, with very little principle.  The benefit is that you lower your mortgage payment, making it more affordable for you to make your monthly payments.  For many people, this is an ideal type of loan that offers several benefits.  It is up to you to determine if this is the right type of loan for your situation though. Fully understand how this loan works before jumping into it! 

button  Mortgage - Earning Power and Home Buying:

The amount of income that you have is a key element in determining what amount of home you can afford, who will give you a loan and just how much it will cost you to purchase that home.  But, how much money do you need to make to buy that dream house that you want?  Perhaps you want to build a home.  This is key information to know so that you can know where you stand in terms of finding the right mortgage for your loan.  The good news is that with a bit of information and the tool of a mortgage calculator, you can find the answers to your questions that you need.

button  Mortgage - How Much Can You Borrow:

Borrowing money from the bank is not as easy as you may have thought.  In many ways, you can not simply walk in and request a loan amount and obtain that unless you have made sure that you are making enough to borrow that amount from the lender.  The ability to get the right loan amount at the right price is crucial to getting the home that you want, though.  How much can you borrow?  How much of a loan can you take on?  What you may not realize is that you can discover this information about yourself before you even begin to consider talking to a lender. 

button  Mortgage - How Much Can You Afford:

Purchasing a home is an amazing decision and one that should not be made too easily.  It can help you considerably to learn how much of a home you can afford before you go home shopping.  The fact is simple.  Get the best loan that you can but do not get so much of a loan that you struggle to make the payments each month.  When you can find the best loan for your needs, you will be able to make the payments comfortably and you do not have to worry about making ends meet.

button  Mortgage - Possible Tax Benefits:

Your mortgage interest is an ideal way to save money on your taxes. You can use a mortgage calculator to determine just how much of a tax deduction you can get form your mortgage. Learn why your mortgage can save you money at tax time.

button  Loan Applications:

 List of Items needed when applying for a loan and why prequalifying is very important, sending the right message to the home seller.

button  Mortgage Programs:

An overview of choosing the right Mortgage Program for you and why it's so important to get the right package.
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button  Mortgage Lenders:

List of my recommended Lenders in the Asheville, North Carolina Area.

button  Title Insurance:

What Title Insurance is and why and when you need it.

button  Mortgage Insurance:

What Mortgage Insurance is and how it's different from Title Insurance, and why and when you may need it. And then, don't forget about your Homeowner's Insurance


Remember: Buying and selling a luxury home or finding that special piece of Asheville Real Estate with Kathleen Blanchette, a fully licensed Asheville Real Estate Broker and Realtor, is a comprehensive and thoroughly professional experience in buying and selling Asheville Real Estate throughout the Blueridge and Smokey Mountains, where efficiency, personal regard and concierge services are guaranteed every step of the way.  Keeping the Tradition of Integrity..., and a Reputation for Results!  Use our handy array of specific Mortgage Calculators to help you in the process!

Whether its a North Carolina luxury homes on your own Private Mountain Estate in one of our uniquely designed plush Golfing Communities, Exclusive Gated Communities, Active Adult Communities, surrounding Lake Communities, or a great Condominium, Loft or Townhome, all of Greater Asheville and Hendersonville Luxury Homes are within reach with Kathleen Blanchette.  Feel Free to browse the entire website of all available Greater Asheville Real Estate MLS and Western North Carolina MLS, for all Asheville Real Estate Properties, Land Acreage, Horse farms, Investment Properties, Commercial Real Estate, New Home Plans, as well as handy mortgage, relocation and moving calculators, tips for buying and selling a house, city and school reports, and more.  Just call us when you're ready to move ahead!  

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Disclaimer: All Multiple Listing Service (MLS) data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program of Western North Carolina Regional MLS, and respectfully includes the Asheville Board of Realtors, the Hendersonville Board of Realtors, the Brevard Board of Realtors among other professional boards which together govern, maintain and update all listed Real Estate in Western North Carolina and the surrounding 13 geographical counties. So governed, the accuracy of all information, regardless of source, including but not limited to square footages and lot sizes, is deemed reliable but is not guaranteed and should be independently verified through personal inspection by and/or with the appropriate professionals. All information presented on this website may change as data is updated on a 24 hour basis.  Users are directed to refresh pages from their own browser to ensure the most accurate information published is made available to them.  For all your Real Estate needs go to:  Asheville Real Estate  For more information and accuracy, contact Kathleen Blanchette directly.

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