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Asheville Real Estate Buyer's Information Center...

 

Here you can find just about everything that you need to know when buying Real Estate in Asheville and Hendersonville NC.  Whether its a Luxury Home, Luxury Townhouse or Condo, a palatial residence within a Gated Community or Golf Course Luxury Home, a Private Estate or Mountain Get-A-Away for the summer, Commercial Land or Lakefront Property, Horse Farm or other Acreage and Land, this Buyer's Information Page can be the gateway for buying a home in Western North Carolina.  You may first wish to discover why you need me as your realtor here.

 

First off, I invite you investigate the 10 steps you'll likely encounter in Buying Asheville Real Estate or a home in Asheville, NC.  Learn about the Home Inspections, Pest Inspections, Radon Inspections, Property surveys, Home Owner's Insurance needs, as well as explanations of EPA information such as their views and requirements about Lead-Based Paint and Radon.  Also learn about the possible mortgages and attorneys available in the area.  This Center has been designed to supply you with the quintessential information that you will need when buying a piece of Asheville Real Estate, Luxury Home or Condo.  Also you can learn about my special Concierge Services available to all my home buyers.

 

And we've made it easy for you.  You can download all this information in our complete Asheville Real Estate Buyers Package (in PDF format) if you wish along with a handy Flow Chart of the Home Buying experience that you can anticipate when buying Real Estate in Asheville and Hendersonville NC, and the Greater Asheville Area. 

 

Just Click on the buttons below for all the information you may need to find and buy your Dream Home....  You will need the Acrobat Abode Reader to access some of the information on this page, and a handy link is provided for you to download the Reader.

10 Steps in Buying Asheville Real Estate Asheville Real Estate Complete Buyers Package To access the links on this page you will need Adobe Acrobat Reader: Acrobat Reader for Asheville Real Estate
Asheville Real Estate Agency Law Flow Chart when buying Asheville Real Estate button
Asheville Real Estate Attorneys Asheville Real Estate-Buyers Information Center

Asheville Real Estate Mortgage Information

Asheville Real Estate Home Inspection

Asheville Real Estate Pest Inspection

Asheville Real Estate Property Survey Asheville Real Estate Radon Inspection
Asheville Real Estate Home Owners Insurance

Asheville Real Estate EPA lead based paint

Asheville Real Estate EPA Randon Information
Asheville Real Estate Home Designs Asheville Real Estate Special Concierge Services Asheville Real Estate with Kathleen Blanchette



Deciding how much house you can afford

Before you start house hunting, you need to determine how much house you can afford, which will entail getting preapproved for a home loan. A real estate agent can help you find a mortgage broker to begin the process. While getting preapproved is a more in-depth process, a preapproval letter lets both real estate agents and sellers know that you’re a serious shopper who means business.

What do I do to get preapproved?

Getting preapproved requires that the lender review your finances, confirming pay stubs, tax records, credit accounts, bank statements and sometimes more. The preapproval amount will not only be a reliable estimate of what you can afford, but your preapproval also indicates that a lender is willing to do business with you, pending the purchase price, market appraisal and the underwriting process.

You can also get prequalified for a loan, which means that a lender has taken some information from you, and made a tentative decision without necessarily verifying any of the information. Prequalification provides you with a quick estimate of the amount you can afford, but is not considered as reliable as preapproval.

What should I ask when shopping for a lender?

We can recommend a number of mortgage brokers that I'm willing to put you in contact with — this lender will be someone they have done business with in the past, and feel comfortable recommending. However, if you decide to do a little comparison shopping and look for a lender on your own, here are a few important questions to ask.

  1. What loan programs do you offer and which one do you think is best for me?
  2. How long will the loan approval process take?
  3. What line items of the loan agreement  —  if any  —  are negotiable?
  4. What is your policy for locking in interest rates, and will you honor a lower rate if it declines during the lock-in period?
  5. Are there fees for prepaying on my loan?

Location of New Home

Where you buy not only affects the home’s current and future value, but it also affects your lifestyle. Your agent will be able to conduct a more targeted home search if you outline your preferences in neighborhoods and nearby amenities. Here’s a checklist of items you should consider and communicate to your chosen real estate agent.

Remember: Buying and selling a luxury home or finding that special piece of Asheville Real Estate with Kathleen Blanchette, a fully licensed Asheville Real Estate Broker and Realtor, is a comprehensive and thoroughly professional experience in buying and selling Asheville Real Estate throughout the Blueridge and Smokey Mountains, where efficiency, personal regard and concierge services are guaranteed every step of the way.  Keeping the Tradition of Integrity..., and a Reputation for Results! 

Whether its a North Carolina luxury home on your own Private Mountain Estate in one of our uniquely designed plush Golfing Communities, Exclusive Gated Communities, Active Adult Communities, surrounding Lake Communities, or a great Condominium, Loft or Townhome, all of Greater Asheville and Hendersonville Luxury Homes are within reach with Kathleen Blanchette.  Feel Free to browse the entire website of all available Greater Asheville Real Estate MLS and Western North Carolina MLS, for all Asheville Real Estate Properties, Land Acreage, Horse farms, Investment Properties, Commercial Real Estate, New Home Plans, as well as handy relocation and moving calculators, tips for buying and selling a house, city and school reports, and more.  Just call us when you're ready to move ahead!  

ROR   Asheville Real Estate  |  Asheville NC Real Estate MLS Property Search in All 9 Counties 
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Greater Asheville and Surrounding NC Available Real Estate in Lake Communities  
Asheville NC Real Estate Search for Available Land, Farms, Horse Farms and Acreage for Sale 
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Asheville NC: All Available Commercial Real Estate   |  Asheville NC Real Estate Available in Prestigious Gated Communities 
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Disclaimer: All Multiple Listing Service (MLS) data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program of Western North Carolina Regional MLS, and respectfully includes the Asheville Board of Realtors, the Hendersonville Board of Realtors, the Brevard Board of Realtors among other professional boards which together govern, maintain and update all listed Real Estate in Western North Carolina and the surrounding 13 geographical counties. So governed, the accuracy of all information, regardless of source, including but not limited to square footages and lot sizes, is deemed reliable but is not guaranteed and should be independently verified through personal inspection by and/or with the appropriate professionals. All information presented on this website may change as data is updated on a 24 hour basis.  Users are directed to refresh pages from their own browser to ensure the most accurate information published is made available to them.  For all your Real Estate needs go to:  Asheville Real Estate  For more information and accuracy, contact Kathleen Blanchette directly.

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